Building Blocks

Insulate Your Homes Or Face Tax Penalty

Energy waste has become a major global concern, and governments try to implement new energy saving rules for households. As a direct response to this concern, UK authorities are reported to be working on a plan, which will have homeowners pay stamp duty penalties for homes which are not sufficiently insulated.

These rules apply both to individuals who buy such homes and to those who already own a home with poor insulation systems. The tax could rise significantly, and ministers More

New Tighter rules Hit Lenders: First-time Home Buyers May Have a 10-year wait

All those first timers who are unable to come up with the deposit themselves or from their mom and dad are forced to rent or stay in their parents’ place for up to ten years longer than their middle class counterparts. This was the claim recently from one of the national largest building societies and through independent financial advisors. All of this stemming from regulators desire to tighten up on lending rules in the financial sector.

The Financial Services More

Equity Release - Tips & Tricks While Buying

Equity Release

· You must enquire about the interest rates that you will be charged. It is best to More

How to Find the Best Investment Property

If you are quite bothered about investing in properties at reasonable rates then you have a right to being that way! With the global crisis having it advent in the property market it is difficult these days to find the best investment properties.

The Empty Homes Agency (EHA) is a charity organization set up in the early 1990’s to earmark the number of empty households in this country. The number is alarmingly high given the ongoing housing crisis or these More

Housing Price Increase Is Not all About Supply and Demand

In the normal world of the free market system it is easy to see and believe that what really governs housing and property prices will be the demand and supply that exists in the market. Yes that’s what happens in a perfect world.

When you look are the housing stock not only in this country but any other first world country across the EU what you will find is that the demand for housing always outstrips the supply. So More

The benefits of home equity release

A person who is more than 50 years of age looks for a tension free life where he will have his own home without any financial burden, and that’s why most of the retired people opt for the home equity release scheme. Before delving into the benefits of home equity release, let us first understand what a home equity release is.

A home equity release is a scheme under which a person above 50 years can get a loan on More

New

Homebuyers usually are at a loss when it comes to choosing the type of loan they want to take out when purchasing a house, particularly first time buyers. Fixed and variable loans have always left us in a spin, which one is better?

Now HSBC have launched a new type of loan designed to provide the best of both. The new “Split-loan” allow their customers to partially fix their mortgage while having the rest on a standard variable rate.

The More

Home sweet home: equity release and all you need to know!

When you hear words like equity home income plans, lifetime mortgages and home reversion plans, don’t be confused. Baffling and different as they might sound, these terms refer to the same thing – home equity release schemes. Now you must be wondering what on earth that is! This is actually a simple concept which is kind of opposite to the idea of a mortgage. It is actually frustrating to possess money and yet not be able to spend it More

How To Determine If A Commercial Property Is Worth Its Price?

When considering buying a piece of commercial property one of the challenges you may have is determining if it is worth the price being quoted. Since owners have the right to set the prices for their properties, it is up to the buyer to decide if they are willing to pay the asking price. Thus the question most property buyers will have will be how to determine is a piece of commercial property is worth its price. This might be More

Fixing Up Your House For a Quick Sale

Renovations are never fun or easy and they often lead to stress and disappointment. However, if you complete the proper renovations, you may well see a rather substantial return on your investment.

If a quick sale is what you are aiming for, there must be a reason that patience cannot be taken. Perhaps you need the money more than you need the new luxury bedding? Perhaps a family problem is the root cause. Whatever the situation, a quick sale More